It’s the most wonderful time of the year—and for many, one of the most expensive. According to a November report from the National Retail Federation, Americans are expected to spend as much as $966.6 billion making merry this year. It’s no wonder some of us are considering holiday loans. Holiday loans are really just personal loans dressed up in tinsel—and going into debt for the short-term excitement of an abundance of presents or a holiday party might not be the wisest financial choice.

Whether you’re looking to cook waffles at home, at a restaurant, or anywhere else suitable for cooking (and equipped with an electrical outlet), a waffle maker can help. “The benefits of owning a waffle maker are quite simple, especially if you are someone who enjoys waffles often,” says Chef Andrew Thompson, Chef de Cuisine at The Ritz-Carlton in Sarasota, Florida. “Having a personal appliance is more convenient, allowing one to make waffles whenever they please.

Which housemates made a great first impression with their fashion? The show usually begins with an opening ceremony where the contestants introduce themselves. As with everything, first impressions matter, and many people pick their favourites from the first time they appear on the Big Brother Naija stage. Here are the best-dressed housemates from BBNaija season 9 opening night Victoria Uvo ADVERTISEMENT African women often look radiant in yellow.

"What really made you and your ex-husband separated?" the fan asked. Esisi replied to the fan saying their marriage ended over deceit. ADVERTISEMENT The businesswoman was earlier asked about her divorce situation with the actor who recently got married. "When did you do your divorce? Because the last time we asked you said not yet done," the fan asked. Esisi revealed that they were yet to officially end the marriage.

April 9, 2018 4:37 PM EDT The internet’s latest meme obsession is so hilarious even celebrities are getting in on the fun. The meme, which riffs on a quote oft (and incorrectly) attributed to Marilyn Monroe that states: “If you don’t love me at my worst then you don’t deserve me at my best,” features a diptych of someone who’s seen better days on the left next to a picture of the same person living their best life on the right.